You may not be able to access certain secure sites and member pages on the Aetna International website unless you have previously registered for them or hold applicable policies. Comprehensive worldwide medical insurance program for missionaries, Comprehensive worldwide medical insurance program for marine captains & crew members. Travel insurance is designed for international travellers who live in one country but are temporarily visiting another. Not obtaining maternity coverage. It gives you and your family access to private hospitals, doctors, nurses, prescription medications and emergency medical assistance for the entire time you’re living abroad. To continue, please close this message or navigate using the links above. Choosing a coverage area that includes the United States increases the premium, due to the high costs of medical care in the country. Remote working & physical distancing support resources, Emergency evacuations and medical transport, Access to doctors and prescription drugs in medical emergencies. Available after 24 months of continuous coverage. You can depend on our clinical knowledge when pre-trip planning ― especially important if you have a chronic health condition or are pregnant. Expatriate international health insurance. Available for 90 days following inpatient treatment or outpatient surgery, Subject to deductible and coinsurance. To qualify as an “expatriate health plan,” substantially all of the primary enrollees must be “qualified expatriates.” A “qualified expatriate” is a primary insured meeting all of the following: The individual’s skills, qualification, job duties, or expertise is of a type that has caused the employer to assign him to the U.S. for a specific temporary purpose or assignment tied to employment; and. Speak to one of our advisors to learn more about what’s included in each policy. Expatriate health plans qualify as minimum essential coverage. Absolutely! For more detail on what’s covered, read on. Coverage for trip interruption and cancellation, lost baggage and travel delays. Individual plan rates may vary based on your health and other considerations. They have a wide access to trusted hospitals, clinics and doctors and provide expats with help on tailoring a plan to suit your individual healthcare needs. Guaranteeing you and your loved ones, the peace of mind everyone deserves. The specific time frame depends largely on the type of coverage for which you are applying. It can often be confused with travel insurance which differs significantly offering emergency cover while you are abroad on holiday. How to Choose the Best Travel Medical Insurance Plan. If you are applying for coverage under the Global or Group series, IMG will process your application within three to four business days following the receipt of all required information, and your materials will be forwarded the same day coverage is approved. Please note that IMG’s Global Medical Insurance Plan does not meet the definition of “minimum essential coverage” under PPACA. We specialize in expat health and wellness insurance plans for businesses. Save on health insurance. International health insurance takes the guesswork out of healthcare costs with a predictable monthly bill. Long-term individual plans can cost less than $100 per month* for a healthy adult. We have a range of plans to choose from, some of which include expat dental insurance as standard. Worldwide employer-sponsored group health insurance for mission groups. What is the Definition of an "Expatriate Health Plan? 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